iPaid iOweiPaid iOwe Terms of Use
Effective date: October 11, 2026
These terms are an agreement between you and Biz59 LLC for using the iPaid iOwe app and website. By using the app you accept them.
1. Using the app
You may use the app for your own lawful purposes. Don't misuse it, try to break it, or use it to harm other people.
2. Your account
Keep your sign-in details to yourself. You are responsible for what happens in your account. You can delete it at any time on the delete-account page.
3. Your content
What you create stays yours. You let us store and process it only to run the app for you.
4. Purchases
In-app purchases and subscriptions are handled by the Apple App Store or Google Play and follow their refund rules.
5. Apple users
If you downloaded the app from the App Store, Apple's standard Licensed Application End User License Agreement also applies. Apple is not responsible for the app or its support.
6. No warranty
The app is provided "as is". We work hard to keep it running and your data safe, but we can't promise it will always be available or free of errors.
7. Liability
As far as the law allows, Biz59 LLC is not liable for indirect or consequential losses from using the app.
8. Changes
We may update these terms. If a change matters, we will tell you in the app.